Pedestrian Accident Settlement Calculator

Reviewed by Isla Carmack (IC), Editor-in-Chief — Pedestrian Injury & Personal Injury Litigation Practice. Updated May 2026.

Pedestrians struck by vehicles suffer some of the most severe injuries in personal injury law. With no protection other than their own body, pedestrians face catastrophic outcomes: traumatic brain injuries, spinal cord injuries, multiple fractures, and fatalities. Average pedestrian accident settlements are substantially higher than typical car accident claims because injuries are disproportionately severe. This calculator estimates potential recovery based on injury severity, economic damages, and comparative fault.

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Medical costs (USD — ER, surgery, hospitalization, rehab, future care) Lost wages (USD) Injury severity Catastrophic — TBI, spinal cord injury, amputation, permanent disability Severe — multiple fractures, surgery required, extended hospitalization Moderate — fractures, soft tissue injuries requiring treatment Minor — soft tissue, cuts, bruising Pedestrian fault percentage (comparative negligence) 0% — driver fully at fault (ran red light, crosswalk violation, DUI) ~10% — pedestrian slightly inattentive ~25% — pedestrian jaywalking or crossing outside crosswalk ~50% — shared fault (both contributed equally) Your state’s fault rule Pure comparative fault (CA, NY, FL — recover even at 99% fault) Modified comparative fault (most states — bar at 50% or 51%) Contributory negligence (AL, DC, MD, NC, VA — any fault bars recovery) Estimate settlement

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How pedestrian accident claims work

Pedestrian accident claims follow the same personal injury framework as car accident claims, but with higher damages due to the severity of injuries. The driver's auto insurance bodily injury liability (BIL) coverage is the primary recovery source. If the driver is uninsured or underinsured, the pedestrian's own uninsured motorist (UM/UIM) coverage applies — and it applies even though the pedestrian was on foot, not in a vehicle. Pedestrians struck in crosswalks with green signals or by DUI drivers typically face minimal comparative fault issues, producing the strongest liability positions in this category of claims.

The pain and suffering multiplier

The calculator applies multipliers to medical costs and lost wages to estimate non-economic damages (pain, suffering, loss of enjoyment of life, permanent disability). The multipliers for pedestrian accidents are higher than for standard car accident claims because pedestrian injury severity is systematically higher — pedestrians have no crash protection. Catastrophic injuries use a 7× medical multiplier; severe injuries use 5×; moderate injuries 3.5×; minor injuries 2×. The methodology page documents the full basis for these figures.

Where to learn more

See how pedestrian accident claims work, pedestrian accident fault and comparative negligence, what to do after a pedestrian accident, and common misconceptions.